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MYPURSU API INTEGRATION GUIDE
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Unlocking traveler wallet balances, UPI payment history and Remit2any data through authorized, consent-based API access
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INTRODUCTION
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MyPursu is a prepaid UPI wallet built for travelers, NRIs and corporate users visiting India — letting people pay merchants via Scan & Pay or Pay-to-UPI without needing a local bank account, an India SIM, or cash on hand. Behind every MyPursu login sits a rich data layer: a live prepaid balance, a full UPI transaction ledger, Remit2any remittance records, and concierge bookings spanning flights, cabs, hotels and parcels.
For businesses building expense tools, remittance platforms, or travel-management products, this data is extremely valuable — but it isn't exposed through any conventional banking API. OpenBanking Studio's MyPursu integration turns these app-native surfaces into a documented, runnable API, built under RBI-aligned, consent-based access. This guide walks through what's supported, where it applies, and why teams choose this approach.
Full technical breakdown available at: https://openbankingstudio.com/mypursu.html
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SUPPORTED API FEATURES
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Overview of what the MyPursu integration makes accessible:
• Prepaid wallet balance retrieval — current value, currency, and last-updated timestamp
• UPI transaction ledger access — Scan & Pay and Pay-to-UPI history with payee, amount, status and timestamp
• Remit2any remittance and wallet-to-wallet movement records
• Concierge booking data — flights, cabs, hotels and parcel orders tied to each account
• Funding-source visibility — masked card/source descriptors and load amounts (e.g. Wise, Revolut)
• RBI Account Aggregator-aligned consent flow for bank and card legs feeding the wallet
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USE CASES & APPLICATIONS
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[1] Corporate Travel & Expense Management
• Sync employee UPI spend from MyPursu directly into expense systems
• Eliminate manual receipt entry for traveling staff
• Build automated T&E reports from concierge booking data
[2] Remittance & NRI Services Platforms
• Reconcile Remit2any transfers against internal ledgers
• Track cross-border wallet movements for NRI customers
• Build unified remittance dashboards across multiple rails
[3] Trip & Itinerary Management Tools
• Pull flight, cab, hotel and parcel bookings into one itinerary view
• Correlate spend data with trip timelines automatically
• Power traveler-facing dashboards with live booking status
[4] Fintech & Wallet Aggregation Products
• Combine MyPursu balances with other wallets into a single view
• Build spend-analytics tools across UPI merchant categories
• Support low-balance alerts and reconciliation workflows
[5] Compliance, Reconciliation & Reporting Systems
• Match funding-side card loads against in-app spend events
• Maintain consent and access logs aligned with DPDP Act posture
• Support audit-ready transaction trails for finance teams
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BENEFITS & ADVANTAGES
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✓ Access app-native data unavailable through any bank statement or standard API
✓ Consent-based, RBI Account Aggregator-aligned architecture for bank/card legs
✓ Data-minimized approach — KYC and identity fields excluded unless explicitly required
✓ Delivered as a working integration: OpenAPI spec, runnable source code, and tests
✓ Built against the live authenticated session, with pinned auth and pagination behavior
✓ Maintenance includes re-validation to catch front-end or token-flow changes early
✓ Flexible delivery — own the source code outright or use a pay-per-call hosted option
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SUBSCRIPTION PLANS
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Two engagement models are available depending on your team's needs:
• Source-Code Delivery — starts at $300, paid only after a working build is verified against your own account. Includes runnable endpoints, OpenAPI specification, auth-flow report, automated tests and interface documentation, all deployable on your own infrastructure.
• Pay-Per-Call Hosted API — no upfront fee; OpenBanking Studio hosts and runs the integration, and you simply call the endpoints and pay per use.
Typical build cycle: one to two weeks from kickoff to delivery.
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CONCLUSION
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MyPursu sits at the intersection of three otherwise separate financial worlds — overseas funding cards, India's UPI merchant network, and a travel concierge layer. Turning that into a stable, documented API opens up real opportunities for expense management, remittance reconciliation, and travel itinerary tools that would otherwise require manual data entry.
If your team needs reliable, consent-based access to MyPursu's wallet balance, UPI ledger, Remit2any records or concierge bookings, this integration is ready to build around your specific use case.
Start a project or request a working build at:
https://openbankingstudio.com/mypursu.html
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OpenBanking Studio — authorized interface integration and API delivery, one app at a time.
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